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PayLater Get up to 10k loan Instantly

PayLater is the fastest way to get a 10k loan. No Collateral. No Paperwork. Money in your account.

PayLaterWhat is Paylater?
Paylater is a simple, entirely automated platform that provides short-term loans to individuals with no collateral requirements. Say goodbye to unnecessary paperwork or wasting time in bank queues. Thanks to our 100% online service, you can be approved for a Paylater loan in minutes!

Now Get small loans, anywhere, anytime.

How it works

Get your loan right now!

Download the app

  • Tap here using your Android phone or search for Paylater in the Google Play™ store
  • Click ‘Install’
  • Read and understand what the app needs access to. If you agree, select ‘Accept’ and ‘Continue’

Introduce Yourself

We’d like to get to know you better. Fill out our brief application form with your information and we’ll review immediately.

To register and apply for a loan, all you need to do is:

  • Connect your Facebook account
  • Enter the requested details
  • Complete the loan application form and apply

Your details are safe with us – all information you provide is encrypted for your security and confidentiality.

Money in Your Account

Once approved, funds are typically received within 1 business day.

If your application is unsuccessful, we will inform you of the reason(s) as you may still be eligible for a loan.

Repay Your Loan

To make a cash payment on or before your due date, please click HERE for instructions.

Making on-time repayments can grant you access to higher credit limits for your next loan.

Apply from your mobile device for PayLater

Get up to 10k loan. Download the Paylater App and apply here today.


Get a decision in minutes *

Loans of up to ₦10,000

* Funds received in 1 business day
Have any questions regarding our Mobile App, have a look at our Frequently Asked Questions (FAQs). here

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